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Property Sales in Marbella, La Quinta, Porto Banus, Puerto Banus, Marbela, Costadesol Costa Del Sol

Property Sales

As professional property consultants with over 35 years experience to call upon, we are delighted to assist and advise from your first ideas, planning and booking a visit, right through to buying, selling and way beyond.

A Summary Guide to Purchasing Property Overseas:

Finance

Wrongly this is often considered last. From short term bridging finance to medium or long term mortgages, there is an enormous range of options. European interest rates are competitive and even a “top-up” loan could make the difference in affording that property which really suits you.

Deciding on a Country and Areas

This is usually the first step – perhaps you are looking for family holidays, retirement, capital investment/rental income or have decided to make a new life in a warmer climate and culture. You may be considering which place offers most, the best value, accessibility and what about taxes, planning laws, schooling, medical facilities etc.

Choosing Localities

So you have decided which country and region suit you best and now have to weigh up all the pros and cons of each district and environment – views, amenities, distance from shops, airport etc.

Finding The Right Site and Property

You are making headway but even within specific localities there may be a confusing choice, but good advice from someone who knows the areas well and who understands your needs can save endless time and frustration in producing that vital short list and avoid costly mistakes.

Negotiating and Agreeing a Purchase

This may be simple or extremely complex and will vary from new/off-plan to re-sale, urban or rural property and should involve appropriate title and other checks. If you don’t speak the language or are unfamiliar with local permits and procedures deal through reliable and experienced people. Once terms are agreed, OWNERS DIRECT, their lawyers, accountants and fiscal experts can advise and see you right through the process.

The Notary and Registration System

In most of Continental Europe all deeds including a conveyance or mortgage, which affect real property, should be drawn up and signed in front of a Notary, who acts as an independent official witness to the transaction. Once documents have been signed these must then be recorded in the appropriate Registry, relevant duties/taxes such as transfer, withholding and municipal paid plus fees.

You are now the Owner!

Often by now a conventional estate agent has moved on to his next deal, but OWNERS DIRECT are on hand to help with utilities, furnishings plus on-going care and rentals if required.

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